What is Your Investment

I have been away for a while doing some work for a neighbor.

He is a farmer he grows Corn, Milo, Cotton, and Soybeans.

I know most of you don't know the first thing about what it
takes to be a farmer. Most of you think that the government
pays farmers too much money. Well let me ask you  a question.

How many of you invest a year of time into your business without
getting some sort of pay for your efforts?

Invest (borrow form the bank) 750 thousand dollars @ 6% interest.
The prices have tripled in the last 5 years for seed, fertilizer,
and chemicals it takes to grow a crop. Then on top of all of that
expense you have to worry about getting enough moisture to make
a good yield.

I know many a farmer that have gambled in the past and are still
paying for there mistakes. You see your profit margin is so small
in farming that if you lose money just one year it may take as
you the rest of your life to catch up. I have friends that have
not ever caught up and were forced to sell everything just to try
and pay the bank loan off.

A great year in farming is considered a year where you can make about
20 thousand dollars over and above what you borrowed. Well as you can
see it is not even ranked in the middle class of America on income.
But where would we be without these guys to raise the crops that we
all need to survive. With them we would all starve to death.

So the next time you think your business is not doing good and you can't
make ends meet on what your doing just stop and think what is your
investment. Do you give it your all?

What are your risks to your investment most of you only have your
time invested in your business. Well what if you made 50 thousand a year
most of you would think you were not making any money but look at what
a farmer invests to hopefully make 20 thousand a year. So next time you
are feeling down about your business think about some of the other things
you could be doing and then stop and think how good you have it.